The model
One fee. No commissions.
Fee-only
We are paid only by our clients — never through commissions, product sales, or referral arrangements. The product that pays us most is never a factor, because there is no such product.
Fiduciary
As a Registered Investment Adviser, we are legally bound to act in your best interest at all times, on every recommendation, across every discipline.
Transparent
Our fee is a percentage of the assets we manage for you, disclosed in writing before you ever sign anything. No surprises, no hidden layers.
What the fee includes
Four disciplines, one fee.
Most firms bill planning, investments, tax, and estate work as separate projects — or refer them out. Under our roof, one fee covers all four, coordinated by one team.
- ✓Financial planning
- ✓Investment management
- ✓Tax planning
- ✓Estate planning coordination
The difference it makes
Aligned by design.
When an advisor earns commissions, the incentive is to recommend the product that pays them most. Fee-only removes that incentive entirely — our only compensation comes from you, so our interests and yours point the same direction.
Fee-only vs. commission, comparedThe exact numbers
Our specific fee schedule is disclosed in our Form ADV Part 2A, filed publicly with the SEC, and in writing before you sign anything.
Look us up on SEC IAPDCommon questions
Fees, plainly.
How are you paid?
We are fee-only. Our compensation comes from our clients, never from product companies, commissions, or referral arrangements. The fee is a percentage of the assets we manage for you, and it is transparent and disclosed in writing before you ever sign anything.
Do you earn commissions?
No. We do not accept commissions, product sales, or referral fees of any kind. This is the difference between fee-only and fee-based — a fee-based advisor can earn both client fees and commissions, which reintroduces the conflicts fee-only is designed to remove.
What does the fee include?
One fee covers the whole relationship: financial planning, investment management, tax planning, and estate planning coordination — all four disciplines under one roof, not billed as separate projects.
Is there a minimum?
We work best with households who have $1 million or more in investable assets and the complexity that comes with it. We will occasionally make exceptions for families approaching that threshold quickly.
Where can I see your exact fee schedule?
Our specific fee schedule is disclosed in our Form ADV Part 2A, filed publicly with the SEC, and in writing before you sign anything. You can look up the firm on the SEC's Investment Adviser Public Disclosure site.